Credit Management Archive

A forum for anonymous discussion of credit, debt, and finance. No registration, no frills, just good advice.

Mortgages: Discussion

Mortgages Forum

create new post
New discussions every day. (31677 total)
Home Equity Line of Credit on Investment Property
We own a couple of investment homes with no mortgage and we need about a 50k . . .
Jun 21, 12 at 10:00AM
Non traditional credit for mortgage
Some tough questions I haven't been able to find answers to online... Do. . .
Jun 21, 12 at 10:00AM
How would old CAs know you applied for mortgage?
Just wondering if there is some way of them knowing, if there is no indicatio. . .
Jun 21, 12 at 10:00AM
HELOC lates and mortgage?
In 2009-2010 we had a few 30 day lates on our home equity loan. Never a late . . .
Jun 21, 12 at 10:00AM
VA home loan - recent baddies?
I'm shooting for a VA loan app in Feb 2013. Problem is I have a chargeoff. . .
Jun 21, 12 at 10:00AM
Question about Paying ahead student loans and DTI
I have an inheritance coming my way soon and want to use this money to buy a . . .
Jun 20, 12 at 10:00AM
HELP! Tax Transcript for FHA Loan
I am in the midst of buy a house with an FHA loan. Everything is going accord. . .
Jun 20, 12 at 10:00AM
Vacation home search
Next month I will be heading to Arizona to look for a vacation home. I am lo. . .
Jun 20, 12 at 10:00AM
JDB Inquiry
Hi All! My DH and I have just gone under contract for a house ($250k. . .
Jun 20, 12 at 10:00AM
GFE Review, please
Loan type: USDA Guaranteed Purchase Price: $130,000 Loan amount: $1. . .
Jun 19, 12 at 10:01AM
Harp 2.0 Closing Fees - am i paying too much?
HARP 2.0 Closing Fees - Loan amount $120,000, good credit (790+), Tampa/. . .
Jun 19, 12 at 10:00AM
FHA ..... Disputes & Collections UPDATE!!
<= effective immediately In order to provide clarification of policies co. . .
Jun 19, 12 at 10:00AM
Seeking stated income loan; have 760FICO+1MMequity+250Kcashonhand.
Here's the situation: Location: Oklahoma metro area Significant Assets. . .
Jun 19, 12 at 10:00AM
VA Loan Question
Since I am in the market for a mortgage (I guess I'm in the market for . . .
Jun 18, 12 at 10:45AM
Found some new (to me) information on USDA Guaranteed Loans
OK, so the story goes like this: BK filed 3/10, discharged 7/10. We want a. . .
Jun 18, 12 at 10:00AM
Question about Small Business owner
my boyfriend has a home small business. He does not have a register business . . .
Jun 17, 12 at 10:13AM
Will it be possible to get a mortgage?
We still own a home which is why we filed ch13 ( to get current and remove li. . .
Jun 17, 12 at 10:00AM
Foreclosure how does this effect your credit
Hi, I should of seen an attorney, but I was desperate to sell my home a coup. . .
Jun 17, 12 at 10:00AM
Looking for VA loan in next 2 years on first home
My husband is a disabled vet, we have never used his VA loan and would be buy. . .
Jun 17, 12 at 10:00AM
Obtaining another FHA loan via "family growth"
What counts under "family growth"? Are there specific guidelines? W. . .
Jun 17, 12 at 10:00AM
Question about Prequalification
So I got my results back from my disputes recently and got a ton of collectio. . .
Jun 17, 12 at 10:00AM
need an opinion
Two years post bk in August but do not have any lines of credit except for a . . .
Jun 16, 12 at 10:00AM
FHA, charge offs, and bad mortgage broker advice, a cautionary tale.
Due to a change in my job position, my employer asked me to stop telecommutin. . .
Jun 16, 12 at 10:00AM
Fraud alert help
I disputed some inaccurate names and an incorrect birthday with a CRA and now. . .
Jun 15, 12 at 10:00AM
USDA RD And "changes to debt"
We were pre-approved and on the letter it said it required X, Y, Z and ". . .
Jun 15, 12 at 10:00AM
Help - Trying to Refi and need to up FICO !!
Mods, please delete. I moved this but do not know how to delete this post.
Jun 15, 12 at 10:00AM
DTI calculation - 2 mortgages
So if one were to purchase a "second home", and they apply for a mo. . .
Jun 15, 12 at 10:00AM
Offer Accepted!! 35 days away from
Nearly one year ago we went to a mortgage broker to see what we needed to do . . .
Jun 15, 12 at 10:00AM
Appraisal Question
Made an offer on a house that had an FHA appraisal last month. The value came. . .
Jun 15, 12 at 10:00AM
mortgage with just over 600? and open collections
a friend had virtually no credit a year ago, never had a CC, then got one CC.. . .
Jun 15, 12 at 10:00AM
VA taking forever
appraisal ordered two weeks ago, and no inspection yet. LO is looking into i. . .
Jun 15, 12 at 10:00AM
USDA Loans and Loss Mitigation Fees
I'm looking to purchase a home, and have found one that I love. The house. . .
Jun 13, 12 at 10:00AM
FHA Mortgage for bad credit
I have read a couple places that Wells Fargo will do FHA loans if you do 10% . . .
Jun 13, 12 at 10:00AM
Is FHA Mortgage A Realistic Possibility In 2 Years?
So here's the situation: I'm 23 and made the mistake of getting into . . .
Jun 13, 12 at 10:00AM
cash out refi of construction loan - Texas
I am almost finished building a home. Is it possible to do a cash out refinan. . .
Jun 13, 12 at 10:00AM
cash out refi of construction loan - Texas
I am almost finished building a home. Is it possible to do a cash out refinan. . .
Jun 13, 12 at 10:00AM
VA Loan
How does one start this whole process ? I contacted a realtor and he said he . . .
Jun 13, 12 at 10:00AM
Second House / Second Mortgage
I have had my current mortgage for 4 1/2 years now, I have never missed a pay. . .
Jun 13, 12 at 10:00AM
FHA Streamline and BK7
A mail flyer caught my attention the other day so I have been looking into th. . .
Jun 13, 12 at 10:00AM
Started the process
Jun 13, 12 at 10:00AM

Search