I have the following medical collection listed on my Credit Report from an emergency room visit where no services were rendered. Yet, Hialeah Hospital still services were rendered and since Credit is a guilty until proven innocent game, I'm going to be forced to pay this amount.
I first disputed the items on my report, and was greeted with the following duplicate entries. What should I do to fix this? Originally, for this visit I walked in, signed the form they asked and after waiting four hours in the emergency room, I gave up waiting, told them to forget about it, and I went to a drug store and bandaged myself.
Now, I have the following collection account from Hialeah hospital using Syndicated Office Systems. How would the HIPAA letter apply to this; would it apply? What do I do about the duplicate entry? one is shown as medical, one is not.
SYNDICATED OFFICE SYSTEMS
Agency Address: Attn: CRU
PO Box 66051
Anaheim, CA 928166051
Date Reported: 07/2005
Date Assigned: 08/2002
Creditor Classification:
Creditor Name: HIALEAH HOSPITA
Accounts Number: 27022067XXXX
Account Owner: Individual Account.
Original Amount Owned: $145
Date of 1 st Delinquency: 04/2002
Balance Date: 07/2005
Balance Owned: $145
Last Payment Date: n/a
Status Date: 07/2005
Status: D - Unpaid
Comments: Collection account
SYNDICATED OFFICE SYSTEMS
Agency Address: Attn: CRU
PO Box 66051
Anaheim, CA 928166051
Date Reported: 07/2005
Date Assigned: 08/2002
Creditor Classification:
Creditor Name: HIALEAH HOSPITAL
Accounts Number: 22067XXXX
Account Owner: Individual Account.
Original Amount Owned: $145
Date of 1 st Delinquency: 04/2002
Balance Date: 07/2005
Balance Owned: $145
Last Payment Date: n/a
Status Date: 07/2005
Status: D - Unpaid
Comments: Medical
Since you were never actually seen, I would DV on both accounts. They have to prove you were seen to collect from you.
---
Would that be a standard DV or something specific to a medical collections?
---
Whychat - I don't have any information on this account that is asked for on the HIPAA letter. For example, I don't have a full account number, date of visit, or anything pertaining to this.
Also, you said I should use insert C (This is not mine) but the language throughout this particular letter makes it seem as though it were, with the exception of that brief statement (insert c) - Should this letter be rewarded to make use of terms, "alleged" or how best should I go about doing this?
---
*bump*
---
I had success in getting this removed by contacting tenant health systems and speaking with one of their attorneys directly. I simply explained that this wasn't a debt that was owed by me as there were no services rendered, and instead of going into some extended pen and paper battle, I would prefer to get this settled with the least amount of effort on both sides.
Sometimes, it's better to speak with the organization directly, especially in cases where it -truly- is not a -valid- debt. This won't work for everyone obviously, but for my purposes, it did and this was removed from all three CRAs.