Hello everybody. I have been reading and trying to understand all this new information. I have read whychat hippa letters but am unsure if it fits my case. I have 3 medical unpaid collections reporting on ex and eq. I am willing to pay them but unsure of how to go about it. I filed a dispute online like an idiot before I found you guys. 1 of the collections is from a hospital bill (think it was a co pay I did not pay)....1 is from a doctors billing from a hospital (not the hospital but a doctor who provided the service) and 1 is from a local clinic (private doctors office not a big hospital). My questions are has follows:
How long do I wait to redispute? I have received the results in the last couple of days.
Do I hippa letter (if needed) the local clinic? Do not think they have a legal department.
Just not sure which path to follow. I would like to pay the OC if possible because I HATE CA'S...
Thanks for any help!