I know that they review for a permanent modification, but it still shows on the website that I owe for two months.
When the permanent mod goes through, do the two months that I still owe for disappear and I am current as of the date of the permananet mod? Or do I have to pay those two months before the permanent mod goes through?
They will add in all payments that your past due, late fees, attorney fees, ect. Into your loan. Some have a downpayment they have to send in with their docs...I did not.
Make sure to call at least once a week to check on the status of your modification..making sure the documents you have to sign get sent out to you (I even asked for the tracking number).
That is what I thought, I just wanted to make sure. I called on Monday the day after I made my last payment and they said they will review and get back to me and that my rep will call me with any updates. To their credit, the rep has been very responsive, so I'm sure I will hear something. They said to keep making the trial payments that I was making until I hear otherwise and to make sure that they are received by the end of the month that we are currently in.