They approved a payment plan, I do three monthly payments then after the last payment is made they will do the modification to get my loan current.
I started this process June 2011 and had 3 different loan specialists something was finally done.
I have never talked to my current loan specialist, left him messages all the time but normally I would just get to where I could talk to someone in that department and they would update me on what was going on.
But a sigh of relief, as soon as the first payment is made the foreclosure will be stopped.
They said they will lower my interest rate a little bit but my payments might be a little more then before due to being behind (fine with me, just have me current I am happy).
I do not want to go thru this ever again. I don't care what happens that mortgage will be paid first thing no matter what.