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Second Mortgage Settlement Offer

Second Mortgage Settlement Offer

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Posted in foreclosures on Feb 28, 12 at 8:05AM
My second mortgage was sold by Ocwen to DTA Solutions. I got a letter in the mail today to settle the second mortgage "Paid In Full" for 85% off the loan amount if I pay 1 lump payment OR 80% off the loan amount if I make 12 monthly payments. Any information is appreciated! D~
Since the loan was with Ocwen, I assume it was in default? 85% is high for a defaulted second note. 2nd notes are routinely settled for 10 to 15%, with Helocs requiring up to 30 to 50%.
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