I took out a payday loan last summer. I lost my job Two weeks later and have slowly been sending them money to pay them back. Well every 15 days if I don't send them at least $50 they start calling my phone, my wife, her parents, her family members, my family members demanding more money, threatening a law suit if I don't send more money immediately. I don't mind sending money when I can bur this harassment is getting old quick.
Is this legal? If iit isn't what steps can I do to stop their harassing calls to my family members and legal threats? Can they really Sue me for the unpaid balance? Can I take any legal action against them for the harassment and threats?
Yes you can consult with a attorney and i would do that. All it takes is a simple "go away" letter from any attorney.