does anyone know if asset acceptance is licensed in illinois and if thats enough grounds to get their case against me dismissed?
They are not licensed....well...I know they are not licensed in Michigan which is where my letters come from with them. Looking at posts on the board about them, they don't seem to be licensed in anybody's state.....go get em'......
Interesting you mentioned "where" your letters come from. All of my letters come from a "Cleveland" office but are post marked from MI.
I live in PA.
My question is, if they are NOT licensed in MI and they are sending from MI, is that a violation as well?
We've been making a thread where everyone can find info on licensing with ASSET - Basically they have not been licensed very many places because they BUY debts and claims therefore that they di not need to be licensed because they OWN the debts and are not third party collectors. However I believe someone on this board got a letter from their SAG that they felt ASSET was a debt collector and that they shoud sue the company for all their violations.
In this thread I believe it is said that they are NOT licensed in IL. We have been unable to determine if they are licensed in MI yet.
Here is the e-mail contact of the person I have sent my correspondence with in regards to collection agencies licensed in Michigan
Riddering, Michelle E (CIS)
her contact information:
Michele E. Riddering, Assistant Licensing Administrator
Bureau of Commercial Services
Consumer & Industry Services
Collection Practices Board
Ski Area Safety Board
P.O. Box 30018, Lansing, MI 48909
Phone: 517.241.9234 Fax: 517.241.9280
She has been very helpful in answering my questions. Send her an e-mail...She responds pretty quickly too. Let us know what you find out.
I posted this about a debt purchaser in another thread. It has to do with a debt purchaser STILL being a debt collector:
Ok, i just pulled out my judgement...they are the "assignee of discover" ??? So did they buy it or are the collector? Hmmm???? I HATE THEM.
I dunno - but I will post Asset's in-house attorney's home phone number if you wanna call him and ask....
If they are 'assigned' the debt, it belongs to the original creditor and they are assigned the debt to collect.
You guys , i have 12 pcs. of paper here that call themselves the Assignee of Discover...!