How can one CRA verify and another delete within the same month? I disputed a negative tradeline with Equifax and Transunion and Equifax deleted while Transunion verified. I believe I also got this account deleted by Experian.
Some of their "verifications" are bogus. Send them a procedural request. They will blow you off again, but you need a paper trail to use against them.
just another peice of advice...
get the 'bogus' addresses and forms of your name off of your report before you do this...
since their verification processes may include 'address' or 'name spelling'
i fully believe that my 'deletion' success centered around this small detail...
I will get the addresses down then I will send the Procedural Request? Do you know where I can find a sample letter? I'm kind of new to the board but I have already learned alot from you guys. I have gotten several tradelines and inquiries deleted from my CRAs. I'm still trying to figure out how to remove inquiries with Transunion. I've read and gotten information in using Privacy Guard but, just don't understand the concept. Is Privacy Guard a software? Where do you find it? How do you use it?