I did a CRA dispute on three Portfolio Recovery accounts that I had on my reports (originally HSBC). After I did the dispute I kicked myself a little because after quite a bit of reading on here it looks like there would have been better ways to go about it.
...anyway. Today I check the mail and i've got THREE letters from them stating:
PRA has concluded its investigation of your dispute and is closing your account. PRA filed a Universal Data Form electronically requesting that the three major credit reporting agencies delete PRA's trade line for this account on your credit reports."
This seems too easy to be true. Did I just luck out? Or is there going to be some mysterious kick in the pants coming from them or HSBC that I'm just not aware of?
If it's legit, I'm super stoked!!!!
Good timing - they have recently been in trouble in a couple of states.
NICE!!!! I'm calling that a victory!
Thank you, you just made my day
I wish Calvary Portfolio was this easy
what states? did i Miss something?
running off to google.....
Search for Allen v. Portfolio
Any other CA's that might be suffering the same troubles? Might be a good time to be a bit more aggressive with my letters.
Specifically, anyone have CA/OC specific knowledge of any of the following?
1st National - CO