Have not applied for new credit since 2008 (Kona Program). Today I decided to go on an app spree.
High util on all 3 CRA on my only 2 opened CL. No baddies and No inquiries on all 3 CRA.
Carecredit - Approved for 1,000 (For some dental work I need) Don't like Carecredit , but what the heck, I guess it would help on util?
Kay jewerly -Appoved for 3,000 (my second toy card. My first one is Target since 2007 with a midget $500.00 cl.)
Got in with Amex (Amex Zync) don't know the cl but I expect a midget $200.00 cl
Got in with Discover (Discover More) don't know the cl but also expect another midget $200.00 cl
Got in with Barclay (Barclay Financial Visa) with a $2000 cl.
this on top of a brand new 2012 ford f150.
done of app spree until 2016. (Kona here I come again!!)
no more apping until 2016??? I'd cry...
congrats but i would recon on the limits on most approvals.
congrats but at some point you need some CUs and oddballs
I will get a CU soon. I have my new truck thru Ford Credit and I'm planning to refinance with Penfed or maybe a local CU. Once I do that, I will get one of their product (CC)
that's the way I like it. I have read here that some people have 20, 30 or up to 40 credit line. I can handle so much, maybe 5 or 8 but not 10 or more. that is looking for trouble. I like the Kiss method better!!