At some point I'm going to want to get in with Amex on my own and not completely depend on my AU and corporate cards for amex love.
When you apply for Zync you can pick which packs, does picking packs that generate a higher AF affect the credit decision or not? Obviously I don't think there is awyay for sure, I'm just mostly curious for those who got Zync approvals while rebuilding if most of you selected all free packs, or most selected packs that ran up the AF??
I just got a Zync a month ago and I did select the music pack so I could get in on the presales. They pull Experian and my score was about 730 at the time plus I used the hard to apply and was approved for the BCE so I would've been approved for the Zync regardless of the pack. Just wanted to say congrats on how far you've come. I've was looking at your signature and you've done a lot in the past 6 months. Have you tried getting that paid collection off your CR? Navy and USAA are treating you well!