To two of the most baller credit card users on here,
what card should I go for? So my reports show my oldest TL as 2000 (I'm a AU). My AAoA is 6.5 years (from installment laons). 18 tradelines for a SL. 2-3 baddies (1 CO, 1 CA and 3 lates on a TL). My EQ is 640, and EX and TU are like 611 and 590 respectively. Just got a new NFCU card. Should I try for Capitol One? They've been sending me offers. Should I try for Citibank? Should I try for USAA? PSECU? PenFed? AMEX?
Maybe what credit cards do you guys have?
Personally with having baddies on your report, I wouldn't try USAA or PSECU. You might get the AMEX Zync. Cap One should be good though.. use their pre-qualifier and see what they might have for you!!
Heg would be the better person to answer this one.
I agree that the Cap One pre-qualifier would give you an indication of what can be approved.
I was rejected for Patelco membership, but heg says they were good to him.
I'm no Wang or hege -- no dong or bush -- but I think you should slow that roll slightly and make sure that NFCU card is reporting. That will definitely help you since your AAoA is solid. Then like Bob said, follow up with CapitalOne and, in a few months, go for the NFCU increase. you can consider broadening your horizons to Citi, AmEx, etc. Is the CO paid?