We are in a bit of trouble. We acquired some STUPID debt. This is where we are now.
Total Debt with interest rate. We spiraled after I was hit by a drunk driver and stopped getting income. My fiance panicked after fearing she would be late on our new mortgage.Of course she bought furniture and I blew up Home Depot. The list:
Cash Call was Western Sky $10,000 at 89%
$2000 at 180%
Ace Financial $1900 at 180%
Home Depot $3200 just left 0% and now 24.99%
Credit Union of the West $4600 sig loan
But after doing nothing on our CRs we kind of went a bit crazy. Were very curious we hadnt got approved for any credit cards. Go the too many inquiries remark when denied. Anyone have an idea. All I can think of is to try another Credit Union for a sig loan. We have $15k equity but told no one will lend until we get under 90%. So no HE loan. We owe $175,000 on house. Have the now Cap One card with only a $300 limit lol. Weirdly I pulled her credit and it relapsed due to I believe the CashCall.
TU 697 EXP 617 EQ 597. With Trans Union not having 2 things. Cash Call and the HSBC b4 it went Cap One. All 3 CAs have Cap One at $297 bal with $300 high cred. But EXP and EQ have not only CashCall which shows $10k bal with a $10k max cred. It shows HSBC bal $368 on a $300 high cred. Which is weird and wrong. We were never over limit and this should show ZERO since they sold out to Cap one which reports correctly. (WHAT DO DO?)