Has anyone had success bluffing details on a 623? i.e. un-responded validations sent Certified Mail or violations from the OC reporting a CO sold account? Clearly, intent to sue is a big bluff but still used yes? I need feedback please!
Personally, I don't threaten to sue unless I plan on it. With that being said, I've never had to yet. I usually go thru BBB complaint about them not validating. I usually send out 2 or 3 letters b4 I file complaint. At the same time I do BBB, I file complaints with AG of my state and the business home state and FTC. After that, I send in an ITS letter with copies of my complaints and reference them in the letter also. I make sure I CC on ITS letter all of the above mentioned entities along with my attorneys name and address. Thank my lucky stars the couple of times Its gotten to that point, they folded, and apologized for the mistake(yea right). Oh and my attorney for my business specializes in contracts and collections. So he knows the ropes.
I can't speak for anyone else but ITS isn't a bluff. If I have documentation and a violation and I can get them to pay me they will be paying whether by suit or settlement.