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Ox Publishing 25,000 Revolving Account

Ox Publishing 25,000 Revolving Account

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Posted in business-credit on Jan 20, 11 at 4:10AM
They publish & sell ebooks online, and will give you a line of credit, 2,500 5,000 10,000 or 25,000 but you can only buy stuff from them. They report to D&B an Experian.
Oh Lawd. Why do I feel a DoJo moment coming on???? From my first glance looks like a complete scam. Even if they report after you pay them $295 to $695 it will not take D&B or Experian long to figure out what they are up to. Next thing you know you'll have a fraud alert on your files. Just say no to scams!
 
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Oh Lawd. Why do I feel a DoJo moment coming on???? From my first glance looks like a complete scam. Even if they report after you pay them $295 to $695 it will not take D&B or Experian long to figure out what they are up to. Next thing you know you'll have a fraud alert on your files. Just say no to scams! So true....a DOJO repeat, how do people find this stuff?
 
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i saw this company being promoted by a guy who sells authorized user accounts also.
 
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I love it.....going to apply right now for business and personal...........
 
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I have them on my personal credit report. I love them. They have improved my personal credit scores greatly. I bought two accounts; and they have been reporting for the last 6 months on time; I didn't know they had a business side. So, I am going to contact them about that. Just my 2 cents.
 
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Might be the same as Dojo.
 
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I'd love to hear more about them as well. I think they are considered a "subprime merchandise credit" account. If they are for real, it would be great to add a $5K limit. Are there other Merchandise Credit accounts available, in case these guys are crap?
 
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I would like to hear more testimony on this business. Since they are just selling ebooks, it would pretty much be impossible for them to fall behind on shipping.. Interesting business Idea.
 
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I suppose it is a matter of what you are looking for. CRAs (including DnB) will probably eventually catch on just like with authorized user accounts, but for the moment people are getting some benefit from it. What will probably happen at worst is that they remove the lines. I doubt that it would result in any sort of alert on your account however simply because technically they really are a vendor selling products. It is basically like a subprime merchandise card. I don't know how much weight it will carry with business underwriters however when they see that you have not used the line at all for purchases. Having said that it seems that there are cheaper and safer ways to build credit, but if you want something super fast, maybe you will get away with it.
 
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Yes i got a email from a credit investors list i was on a couple of months ago about them. I spoke to a girl named carolynn. They were only doing personal at the time. She said she would have business products sooned and emailed me a week ago saying they were ready. Great concept. They loose nothing as its ebooks (zero risks as if it was real products) and they can resell over and over again at no costs so basically no risk and they are delivering something. But if it reports amount to D&B and Experian that is a big line!! She said they do up to $100,000. I have not heard anything negative about them yet only a couple good things. But to each his own and you should do your own due dilegence before trying it. OP what do you have to pay for a 25,000$ business line? Imagine 25,000$ worth of ebooks you can buy off ebay for 30,000 ebooks for 99 cents... Lifetime supply of ebooks. What a mark up...... But hey if they report line and not usage.. might work
 
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Have not seen any real positive reviews on this company. Enough said.
 
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These companies are starting to pop up alot now. The "product" they sell is just a "front" or cloak for what they really are doing. Charging you a fee to report a high CL. The real product is the C they report. I guess its a good idea if they dont get flagged
 
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Its the same premeise as the feedback sellers on ebay. They auction off some BS ebook for $1.00 and promise to report positive feeedback to your ebay acct. No one cares about the book, its the feedback they are buying
 
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hmm. They also have a program available for personal? They report to all three bureaus? I tell you what. In the spirit of adventure, I am going to "open" an account for business and personal. I will report my findings here. Again, if anyone has an account currently PLEASE post your experience here. What I need to know is: 1.What they report as 2.How long from the time you "open" your account do they take before they post to your files 3.If they have the publishing rights to the ebooks, because if they do not that alone will be enough to cause there downfall.
 
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I see that aaiq, tashema and zicman have accounts with oxpublishing. Are you happy? Have you seen results with your credit score and was it worth the initial payment? I'd appreciate any reply. My boyfriend in Iraq just signed up because he is trying to improve his credit before he gets home, so we can get married and buy a house. I haven't had credit problems, so am trying to do research and educate the both of us. He read about this in a credit improvement book and signed up, but $495 really sounded like a lot for the supposed benefits it would give him. Can anyone give me better advice so that I can help him? I'd rather deal with the $50 cancellation fee if it seems like a scam. I don't want to be upset and have him feel bad if this IS a good and easier option..... Help. Advice Please!!
 
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If you want the personal they only report to Experian. They are going to report to Transunion soon, they're waiting for the okay. I forget on Equifax, think they still had a lot of red tape to go through.
 
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Sorry I don't have any accounts with OX. I also haven't seen/heard anything positive off the board about it either. Zic
 
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Yes, they only report to Experian currently. (Personal) It helped my Experian score jump to 15 points when they started reporting, and after about 6 months with no new accounts added I was bumped another 25 points. This was the only account that had hit 6 months, and then I received an increase in score. So, I am pretty happy with them, I have them reporting almost a year now, effective June.
 
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Ox Publishing's revolving tradeline is not reporting to the bureau anymore. This is unfortunate because a lot of people have been re-selling them online. Anyone that had gained points has now lost them. I recommend an installment tradeline to take its place. Installment tradelines are still "under the radar" with the credit bureaus and give you a nice score boost.
 
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What about their business tradelines. Did they get zapped too?
 
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Nice first post...tell you what, if you have some new information, please post it as far as this "under the radar" comment otherwise................
 
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Nah, just the personal side. That is supposedly getting corrected but I can't confirm it myself or through others as of yet. The business side is good, the only slight drawback is that it reports the whole line but it also reports that you owe the whole line as well and it wasn't supposed to be like that I didn't think anyway.
 
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Can any1 verify that they are no longer reporting to CRA??
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