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I applied VIA my credit union and they declined me due to too many inquiries. I don't have a car and unfortunately public transportation is no longer working for me. What if anything can I do to get approved?
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You actually have a similar profile as me. I have slightly higher FICO (auto enhanced FICO was in the 660-670) and higher income, but I have much higher CO balances and was asking for a more $$ car. I was approved by CapOne for 10% and the dealer gave me a better deal with only taxes+fees as down. Have you considered the CapOne blank check and tried the dealer?
I'm sure Marv will be able to give a more probable answer.
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No I'm scared to get declined again and waste another inquiry lol. I'll look into it. I want this car so bad, *devil horns*
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I applied through Capital One and I believe it was declined again.. They said that no one was available to review my application. BLAH. I think I Just shot myself in the foot.
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Try the dealer, they tend to have relationships with their lenders and can get better results.
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This is my Response:
We're sorry, but your loan application is not able to be viewed at this time. We are currently
reviewing your information, and will email or call you within 3 business days to provide you with a
status update. We apologize for the delay and are committed to providing you with a hassle-free
loan experience. Thank you for considering Capital One Auto Finance for your auto loan needs.
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Really sometimes when they don't approve you they make you feel like your credit isn't good enough. lol. (I'm starting to get discouraged.)