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I applied VIA my credit union and they declined me due to too many inquiries. I don't have a car and unfortunately public transportation is no longer working for me. What if anything can I do to get approved?
You actually have a similar profile as me. I have slightly higher FICO (auto enhanced FICO was in the 660-670) and higher income, but I have much higher CO balances and was asking for a more $$ car. I was approved by CapOne for 10% and the dealer gave me a better deal with only taxes+fees as down. Have you considered the CapOne blank check and tried the dealer?
I'm sure Marv will be able to give a more probable answer.
No I'm scared to get declined again and waste another inquiry lol. I'll look into it. I want this car so bad, *devil horns*
I applied through Capital One and I believe it was declined again.. They said that no one was available to review my application. BLAH. I think I Just shot myself in the foot.
Try the dealer, they tend to have relationships with their lenders and can get better results.
This is my Response:
We're sorry, but your loan application is not able to be viewed at this time. We are currently
reviewing your information, and will email or call you within 3 business days to provide you with a
status update. We apologize for the delay and are committed to providing you with a hassle-free
loan experience. Thank you for considering Capital One Auto Finance for your auto loan needs.
Really sometimes when they don't approve you they make you feel like your credit isn't good enough. lol. (I'm starting to get discouraged.)