I have been here for a short time and always find that this place is so very helpful, thanks in advance for everything.
So exactly 1 year ago I purchased a used 2004 Murano, at 13.86%, which is biting me now but that was based on bad credit. I am getting the itch to purchase a new 2012 Altima and trade in the Murano since there are so many incentives and the fact I can get a new Altima for lets say $18K out the door. The only issue is that I still have a $13k loan on the Murano, and realistically will get $9-10k for the Murano, so putting me in the hole for about $3k, but since my credit score is much improved, if I can get that negative equity rolled into the new loan at lets say .9% or 1.9% it just doesn't make sense to keep paying almost 14% on a loan for a used car when I can pay 2% on a new car. Anyways im really leaning towards just getting it over with, plus the fact that at best im getting 20 MPG in the Murano, and drive alot.
Also just thought of this, since I am thinking Nissan, and want to get the best price, can I just apply to NMAC, and take that to any Nissan dealer, want to make sure I have the approval I need plus dont want several dealers pulling my report.
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